Information for home buyers
Helpful articles for the home buying journey
First Home Buyers eBook
Our First Home Buyers eBook provides information to assist you in purchasing your first home.
We explain how LMI may help get you into your own home sooner without the stress of saving a 20 per cent deposit.
You don’t have to pay LMI upfront
There is an alternative to paying for Lenders Mortgage Insurance upfront and this is called capitalisation. This enables you to spread the premium over the term of your loan and avoid paying the entire cost up-front.
Adding up the costs of buying a home
When buying a home, there are costs that don’t immediately come to mind. Use this list to help navigate these costs and include them in your budget.
First home buyers report snapshot
Key findings from the Genworth 2019 First Home Buyers report.
What to look for when buying a property
Award-winning property agent, Anna Cavill, reveals first-home buying hacks.
Home buying myths
There are several misconceptions surrounding the purchasing process. Here is a list of some of the most common home buying myths.
First home buyer experience
Insights from a recent first home buyer.
Checklist for viewing a property
Use our detailed checklist when inspecting properties so you can compare the pros and cons.
Understanding your home loan
To help you select a home loan that is right for you, we have compiled a list of home loan products and their key features.
Checklist for moving house
Moving house requires plenty of planning. Our checklist can help you have a stress-free move.
The bank of mum and dad
It's important to consider all the risks and options before committing to 'the bank of mum and dad'.
Top ten questions to ask an agent
When buying a property, knowing the right questions to ask an agent could make all the difference. Here's our top ten!
Have you seen a Genworth enquiry on your credit report and want to know why?
Buy or rent?
Should you look to purchase a home or continue renting? We explain the benefits and disadvantages of both options.
How to negotiate when buying a property
Albion Avenue buyer's agent, Shelley Horton, shares some tips to help ensure you don't pay more than you need to for a property.
New or old – things to consider
Greville Pabst from WBP Property Group takes us though the pros and cons of buying an established versus a newly built property.
Buying a house - The real cost of buying your own home (Step 1)
Are you ready to take the leap into home ownership? We take a closer look at the costs involved.
Buying a house - Researching the market before you buy (Step 2)
Buying a property is a big investment. The right groundwork is essential for ensuring success.
Buying a house - So you've found your new home. What next (Step 3)
After the excitement subsides, you'll need to move quickly to secure the property.
The Servicing Estimator provides a guide as to whether you will be able to meet your loan repayments. Quickly and easily determine your borrowing capacity by entering just a few details.
Safeguard your property
Your property is likely to be your largest investment so it’s a good idea to protect it.
Buy or rent – which is better
Try our calculator to see how the numbers stack up for you.
Case study – first home buyers
Find out how Roger and Ben, who have been renting for years, were able to get out of the rental market and into their own home.
Case study – investors
Home owners, Pete and Karen, have started to think about whether they could afford to purchase another property as an investment for some financial security.
How to choose a property
It's important to strike the right balance between making a sound financial decision and purchasing a home that fulfils your individual lifestyle needs.
LMI for first home buyers (animation)
Find out how first home buyers Liz and Matt were able to get into their own home sooner.
The dos and don’ts of property investment
Property investment guru, Chris Gray, explains what to do and what to avoid when investing in property to build your wealth.
Why choose a mortgage broker
Peter White, CEO of the FBAA helps us understand the role a broker can play in assisting with the home buying process.
The perils of using unsecured loans
Seasoned financial planner, James Gerrard, highlights some of the potential traps of using credit cards or personal loans as a deposit.
First time auction tips and tricks
Australia's 2014 "Auctioneer of the Year", Will Hampson, lets us in on his trade secrets to help first home buyers get their desired results at auction.
Related documents and information
What is LMI?
Information about Lenders Mortgage Insurance